At The PRC Insurance Group we are committed to protecting your privacy as a
visitor to this Web site and as our customer. To our visitors and to our customers,
we offer this pledge:
The PRC Insurance Group is the owner of the information, which is collected on
this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer,
share, lease or rent any personally identifiable information to any third party not
specifically authorized by you to receive your information except as we have
disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for
coverage and when you purchase an insurance policy from us. We will also ask
you to provide your personal information to us when you send e-mail to us from
this Web site. When you enroll for an insurance policy at The PRC Insurance
Group, we will ask you to provide your name, home address, mailing address,
telephone number and e-mail address. This information will be provided to the
insurance company when you purchase an insurance policy so they can
establish you as a policyholder.
We will maintain a record of your information at the The PRC Insurance Group so
we can provide you with policyholder service. The employees of The PRC
insurance Group are each required to sign and acknowledge a Confidentiality
And Nondisclosure Agreement. Each employee has been instructed on
maintaining the privacy of each customer and the importance of protecting
the customer’s personal information.
When you purchase an insurance policy from The PRC insurance Group, you will
pay the premiums with your credit card or personal check directly to the carrier.
We do not keep a record of your credit card information. If you pay the
premium using your personal check, we might keep a copy of your check in
your file. When you send us e-mail from this Web site, you will provide us with
certain personally identifiable information including your e-mail address.
We may collect personal information from:
– You, on applications or other forms. Information we collect may include
names, address, and social security numbers.
– Your transactions with us, such as payments of premiums or submission of
claims.
– Third parties, including doctors, employers, and other insurers. Information
we collect may include medical records, employment history and claim
history.
– Credit reporting agencies, insurance reporting agencies, government
agencies, and medical information providers.
Information Disclosure
Our agency makes every effort to maintain absolute privacy while using our
web site. If information is ever viewed by another party, it is purely accidental
and by using our web site, you release us from any liability should this information
be downloaded, viewed or retrieved against our privacy rules. We shall not be
liable for any unlawful acts of others who steal this information through any
means.
We do not sell nonpublic information to anyone. We do not disclose nonpublic
personal information to our affiliates or to non-affiliated third parties, except as
required or permitted by law. As permitted by law, we may share nonpublic
information with companies that perform administrative or marketing services to
us. Our contracts with such companies prohibit them from using nonpublic
personal information for any purpose other than that for which they were hired.
Disclaimer
Please contact our office at 321-641-3331 to discuss specific coverage details
and your insurance needs. In order to protect your privacy, please do not send
us your confidential personal information by unprotected email. Instead, discuss
that personal information with us by phone.
Statements on this website as to policies and coverage’s and other content
provide general information only and we provide no warranty as to their
accuracy. Clients should consult with their licensed agent as to how these
coverage’s pertain to their individual situation.
Information provided on this website does not constitute professional advice. If
you have legal, tax or financial planning questions, you need to contact a
qualified professional.
Notice of Insurance Information Practice
Personal information about you, including information from a credit report and
loss history may be collected from persons other than you in connection with this
application for insurance and subsequent policy renewals. You have the right to
review your personal information in our files and can request correction of any
inaccuracies. Such information as well as other personal and privileged
information collected by us or our agents may in certain circumstances be
disclosed to third parties without your authorization to assist in servicing your
account. A more detailed description of your rights and our practices regarding
such information can be accessed by contacting your agent or broker and
asking for additional details about our information and disclosure practices.
Any person who knowingly and with intent to defraud any insurance company
or another person files an application for insurance or statement of claim
containing any materially false information, or conceals for the purpose of
misleading information concerning any fact material thereto, commits a
fraudulent insurance act, which is a crime and subjects the person to criminal
and (NY: substantial) civil penalties. (Not applicable in CO, HI, NE, OH, OK, OR, or
VT; in DC, LA, ME, TN, VA and WA, insurance benefits may also be denied).
Cookies
A cookie is a piece of data that is stored on a visitor’s hard drive while they are
visiting this Web site. We may utilize a short-lived form of cookie when you visit
this site. At North Florida Agents Network Inc, a cookie is only used to identify
one unique visitor from another visitor during a particular session. A session is the
period of active site-use while that unique visitor is linked to our server. We may
use cookie technology during a session as a tool to carry forward your input
information during the enrollment process. This enables the visitor to input their
information once and have the information appear later during the enrollment
process. No personally identifiable information is stored on the cookie. The
cookie expires and is deleted from the visitor’s computer as soon as they close
their browser or if they are not actively browsing our Web site for more than 20
minutes. Should a previous visitor to our Web site return for a new session, they
will be issued a new cookie and in no way will they be recognized as a visitor
from a previous visit or session.
Third Party Links
This Web site may contain links to third party Web sites that are not controlled by
The PRC Insurance Group. These third party links are made available to you as
a convenience and you agree to use these links at your own risk. Please be
aware that we are not responsible for the content of third party Web sites linked
to us nor are we responsible for the privacy policy or practices of third party
Web sites linked to North Florida Agents Network Inc. Our Privacy Policy only
applies to information we collect from you while you are at and while you are
actively in a session with The PRC Insurance Group. If you should link to a third
party Web site from The PRC Insurance Group, we strongly encourage you to
review and become familiar with that Web site’s privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with
advance notice of our intent to make the changes.
If you have any questions about our privacy policy, please feel free to contact
us at 321-641-3331